No bank in the world was created specifically for young people with their unique needs in mind—until now. Monemon is a non-bank designed for the next generation.
We are bunch of crazy ex-bankers, rebels, business mavericks, and creative minds who ditched the old-school finance scene because it's for the olds. We're breaking free from the '90s to create something totally fresh for Gen Z. Seriously, we're all in.
Gen-Z faces significant financial anxiety, so we’re here to teach them financial literacy by blending familiar concepts—everyday transactions, investing, gaming, and learning—into an engaging and enjoyable experience. Our goal is to empower them to achieve true financial independence.
Explore the milestones that have shaped our growth from humble beginnings to a leading payment solution provider.
2025
Expand across Europe.
Nov-Dec 2024
Monemon EE market launch.
Oct 2024
EFSA authorised Monemon to provide cross-border services in all EEA countries.
Sept 2024
Monemon issued first debit card as a licensed Principal Issuer of Mastercard.
March 2024
Monemon activated as indirect member of STEP2, SEPA Instant and TIPS EUR payment schemes.
Nov 2023
Start post-license fundraising.
Oct 2023
EMI license issued by EFSA Start EE market launch preparations, finalize development.
July 2023
1M EUR pre-license seed funding raised.
Oct 2022
EMI license application submitted to EFSA.
July 2022
850K EUR seed funding raised.
Feb 2021
First friends and family 150K EUR raised.
Aug 2020
Monemon idea was born, start of IT core system development, concept development.
Monemon AS
Reg no 16573117; VAT EE102537358
LEI 984500I6CF3C8BC0C913
Mustamäe tee 16, Tallinn 10617, Estonia
Get ready for a super smooth, mobile-friendly money experience that's totally in sync with your lifestyle.
Monemon AS is fully legit and licensed. We play by the EU rules and are regulated by the Estonian Financial Supervision and Resolution Authority.
Monemon is our official trademark, registered with the European Union Intellectual Property Office.