helping to Master your Finances

No bank in the world was created specifically for young people with their unique needs in mind — until now. Monemon is a non-bank designed for the next generation.

Meet the Monemon team

We are bunch of crazy ex-bankers, rebels, business mavericks and creative minds who ditched the old-school finance scene because it's for the old. We're breaking free from the '90s to create something totally fresh for Gen Z. Seriously, we're all in.

Markus

CEO

Jürgen

Business Development

Sven

CFO

Hendrik

The Problem Solver

Meelis

Partnerships

Karl

Mobile Team Lead

Xenia

Operations

Ivar

CTO

our mission

Gen-Z faces significant financial anxiety, so we’re here to teach them financial literacy by blending familiar concepts—everyday transactions, investing, gaming, and learning—into an engaging and enjoyable experience. Our goal is to empower them to achieve true financial independence.

our journey

Explore the milestones that have shaped our growth from humble beginnings to a leading payment solution provider.

2025

Expand across Europe.

Nov-Dec 2024

Monemon EE market launch.

Oct 2024

EFSA authorised Monemon to provide cross-border services in all EEA countries.

Sept 2024

Monemon issued first debit card as a licensed Principal Issuer of Mastercard.

March 2024

Monemon activated as indirect member of STEP2, SEPA Instant and TIPS EUR payment schemes.

Nov 2023

Start post-license fundraising.

Oct 2023

EMI license issued by EFSA Start EE market 
launch preparations, finalize development.

July 2023

1M EUR pre-license seed funding raised.

Oct 2022

EMI license application submitted to EFSA.

July 2022

850K EUR seed funding raised.

Feb 2021

First friends and family 150K EUR raised.

Aug 2020

Monemon idea was born, start of IT core system development, concept development.

Natuke eesti keeles, noh!

Tere tulemast Monemon AS-i lehele – meie värk on makse- ja e-rahateenuste pakkumine lihtsalt ja turvaliselt! Vastame kõikidele EU reeglitele ja omame Eesti Finantsinspektsiooni tegevusluba nr 4.1-1/105. Enne, kui mistahes lepingule oma "Jah" ütled, viska kindlasti pilk tingimustele ja vajadusel küsi nõu asjatundjatelt.

Monemon

Monemon AS
Reg no 16573117; VAT EE102537358
LEI 984500I6CF3C8BC0C913
Telliskivi tn 60a/8, Tallinn 10412, Estonia

contact@monemon.com

Get ready for a super smooth, mobile-friendly money experience that's totally in sync with your lifestyle.


Welcome to the website of Monemon AS, your go-to e-money provider. Before entering into any agreement, make sure to review the terms carefully (it's super important!) and consult a specialist if you need assistance. Monemon AS is fully legitimate and licensed. We operate under EU regulations and are supervised by the Estonian Financial Supervision and Resolution Authority.

Monemon is our official trademark, registered with the European Union Intellectual Property Office.