Built for Gen-Z everyday finances
Built for Gen-Z everyday finances
Monemon is designed to feel more relatable, personal, and motivating than traditional banking. Itโs money management with more clarity, more personality, and less boring finance speak.
Welcome on board!
Welcome on board!
Got 3 minutes? Done! All you need is your German, Finnish, Estonian, Latvian, or Lithuanian national ID-card (or passport) and a working camera on your phone.
Got 3 minutes? Done! All you need is your German, Finnish, Estonian, Latvian, or Lithuanian national ID-card (or passport) and a working camera on your phone.
IBAN payment account
IBAN payment account
Make it rain! Send and receive euros across the EU with ease, instantly!
Make it rain! Send and receive euros across the EU with ease, instantly!

Mastercard debit card
Mastercard debit card
Black is back! Set up your Monemon debit card instantly in the app, add it to your Apple Wallet or Google Wallet, and youโre ready to rock!
Ultra level of security comes as standard, plastic (recycled, of course) version optional.
Black is back! Set up your Monemon debit card instantly in the app, add it to your Apple Wallet or Google Wallet, and youโre ready to rock!
Ultra level of security comes as standard, plastic (recycled, of course) version optional.
Weekly wrapped
Weekly wrapped
With Weekly Wrapped, you get a fun summary of the previous weekโs spending, including praise for smart decisions and playful roasting for the splurges.
Itโs a more engaging way to stay aware of your financial habits than trying to make sense of the endless rows on your account statement :)
With Weekly Wrapped, you get a fun summary of the previous weekโs spending, including praise for smart decisions and playful roasting for the splurges.
Itโs a more engaging way to stay aware of your financial habits than trying to make sense of the endless rows on your account statement :)
Savings buddy
Savings buddy
Less random overspending, more money for your goals.
Monemon helps you understand your habits - and what to do next. It turns everyday spending into something clearer, more motivating, and easier to improve.
Whether you want to build a holiday fund, save for a new bike, or create a little emergency buffer, Monemon helps you turn small weekly improvements into visible progress toward your future goals.
Less random overspending, more money for your goals.
Monemon helps you understand your habits - and what to do next. It turns everyday spending into something clearer, more motivating, and easier to improve.
Whether you want to build a holiday fund, save for a new bike, or create a little emergency buffer, Monemon helps you turn small weekly improvements into visible progress toward your future goals.
Style by you
Style by you
Be a minimalist or a rock star - we've got you covered!
Style the app to match your mood, switching between different pre-set themes or creating your own. You are unique, so is your Monemon!
Be a minimalist or a rock star - we've got you covered!
Style the app to match your mood, switching between different pre-set themes or creating your own. You are unique, so is your Monemon!



















